        * { margin: 0; padding: 0; box-sizing: border-box; }

        :root {
            --color-charcoal: #2D3436;
            --color-gray-border: #7A848F;
            --color-gray-light: #F7F9FA;
            --color-gray-medium: #6B7374;
            --color-navy: #1E3A5F;
            --color-qb-green-light: #248517;
            --color-qb-green: #1E7A12;
            --color-red: #B44C3C;
            --color-white: #FFFFFF;
            --font-body: -apple-system, BlinkMacSystemFont, 'Segoe UI', system-ui, sans-serif;
            --font-display: 'Work Sans', system-ui, -apple-system, sans-serif;
            --font-mono: 'SF Mono', 'Fira Code', 'Consolas', 'Courier New', monospace;
            --content-width: 65ch;
            --max-width: 1200px;
        }

        html { scroll-behavior: smooth; overflow-x: hidden; }

        body {
            font-family: var(--font-body);
            font-size: 1.0625rem;
            line-height: 1.7;
            color: var(--color-charcoal);
            background: var(--color-white);
            -webkit-font-smoothing: antialiased;
            -moz-osx-font-smoothing: grayscale;
        }

        /* Skip to content link — accessibility (WCAG 2.1 SC 2.4.1) */

        .skip-link {
            position: absolute;
            top: -100px;
            left: 0;
            background: var(--color-navy);
            color: var(--color-white);
            padding: 12px 20px;
            font-family: var(--font-body);
            font-weight: 600;
            font-size: 1rem;
            text-decoration: none;
            z-index: 9999;
            border-radius: 0 0 6px 0;
        }

        .skip-link:focus {
            top: 0;
            outline: 3px solid var(--color-qb-green);
            outline-offset: 2px;
        }

        h1, h2, h3 {
            font-family: var(--font-display);
            font-weight: 800;
            line-height: 1.2;
        }

        p { margin-bottom: 1.25rem; max-width: var(--content-width); }

        ul { margin-bottom: 1.5rem; padding-left: 1.5rem; }

        li { margin-bottom: 0.75rem; max-width: var(--content-width); }

        a { color: var(--color-qb-green); text-decoration: none; }

        a:hover { text-decoration: underline; }

        strong { font-weight: 700; }

        .container {
            max-width: 760px;
            margin: 0 auto;
            padding: 0 2rem;
        }

        .container--wide {
            max-width: var(--max-width);
            margin: 0 auto;
            padding: 0 2rem;
        }

        /* Page header — navy hero band */

        .page-hero {
            background: var(--color-navy);
            color: var(--color-white);
            padding: 2.5rem 0 3.5rem;
            text-align: left;
        }

        .back-link {
            display: inline-block;
            margin-bottom: 2.5rem;
            font-family: var(--font-body);
            font-weight: 400;
            color: rgba(255, 255, 255, 0.6);
            text-decoration: none;
            font-size: 0.9375rem;
        }

        .back-link:hover { color: var(--color-white); text-decoration: underline; }

        .page-hero__eyebrow {
            font-family: var(--font-display);
            font-size: 1rem;
            font-weight: 700;
            letter-spacing: 0.08em;
            text-transform: uppercase;
            color: var(--color-qb-green-light);
            margin-bottom: 0.75rem;
        }

        .page-hero h1 {
            color: var(--color-white);
            font-size: clamp(2rem, 5vw, 3.25rem);
            letter-spacing: -0.02em;
            margin-bottom: 1rem;
        }

        .page-hero__subtitle {
            font-size: 1.25rem;
            opacity: 0.85;
            max-width: 560px;
        }

        /* Content sections */

        main { padding: 4rem 0 2rem; }

        main section { margin-bottom: 3rem; }

        main h2 {
            font-size: clamp(1.75rem, 4vw, 2.5rem);
            color: var(--color-navy);
            margin-bottom: 1rem;
            margin-top: 3rem;
            letter-spacing: -0.01em;
        }

        main h3 {
            font-size: 1.5rem;
            color: var(--color-navy);
            margin-top: 2rem;
            margin-bottom: 0.75rem;
        }

        /* Callout — navy box for key insight */

        .callout {
            background: var(--color-navy);
            color: var(--color-white);
            padding: 2.5rem;
            border-radius: 12px;
            margin: 2.5rem 0;
        }

        .callout p {
            color: var(--color-white);
            font-size: 1.25rem;
            font-weight: 600;
            max-width: none;
            margin-bottom: 0;
            line-height: 1.5;
        }

        /* Pull quote */

        .pullquote {
            border-left: 4px solid var(--color-qb-green);
            padding: 0.5rem 0 0.5rem 1.5rem;
            margin: 2rem 0;
            font-size: 1.25rem;
            font-style: italic;
            color: var(--color-navy);
            max-width: var(--content-width);
        }

        /* CTA section */

        .cta {
            background: var(--color-gray-light);
            padding: 4rem 0;
            text-align: center;
            margin-top: 2rem;
        }

        .cta h2 {
            font-size: clamp(1.75rem, 4vw, 2.5rem);
            margin-bottom: 1.5rem;
        }

        .cta p {
            margin: 0 auto 1.5rem;
            max-width: 540px;
        }

        .btn {
            display: inline-block;
            padding: 1rem 2.5rem;
            font-family: var(--font-display);
            font-size: 1.125rem;
            font-weight: 700;
            text-decoration: none;
            border-radius: 8px;
            border: 2px solid transparent;
            transition: all 0.2s ease;
            cursor: pointer;
            background: none;
        }

        .btn--primary {
            background: linear-gradient(135deg, #1E7A12 0%, #248517 100%);
            color: var(--color-white);
        }

        .btn--primary:hover {
            background: linear-gradient(135deg, #186A0E 0%, #1E7A12 100%);
            transform: translateY(-2px);
            box-shadow: 0 8px 20px rgba(30, 122, 18, 0.3);
        }

        /* Footer */

        footer {
            background: var(--color-charcoal);
            color: rgba(255, 255, 255, 0.7);
            padding: 2rem 0;
            font-size: 0.875rem;
        }

        .footer__content {
            display: flex;
            justify-content: space-between;
            align-items: center;
            flex-wrap: wrap;
            gap: 1rem;
            max-width: var(--max-width);
            margin: 0 auto;
            padding: 0 2rem;
        }

        .footer__links { display: flex; flex-wrap: wrap; justify-content: center; gap: 1.5rem; }

        .footer__links a { color: rgba(255, 255, 255, 0.7); text-decoration: none; }

        .footer__links a:hover { color: var(--color-white); }

        .footer__disclaimer {
            width: 100%;
            text-align: center;
            margin-top: 1rem;
            font-size: 0.75rem;
            opacity: 0.6;
        }

        @media (max-width: 768px) {
            .footer__content { flex-direction: column; text-align: center; }
        }

        @media (max-width: 600px) {
            .callout { padding: 1.75rem 1.5rem; }
            .callout p { font-size: 1.1rem; }
        }

        /* Mini podcast player */

        .mini-podcast {
            display: flex;
            align-items: center;
            gap: 1rem;
            background: var(--color-navy);
            color: var(--color-white);
            padding: 1rem 1.5rem;
            border-radius: 10px;
            margin-bottom: 2.5rem;
        }

        .mini-podcast__icon {
            flex-shrink: 0;
            width: 48px;
            height: 48px;
            border-radius: 8px;
            object-fit: cover;
        }

        .mini-podcast__text { flex-shrink: 0; }

        .mini-podcast__label {
            font-family: var(--font-display);
            font-size: 0.75rem;
            font-weight: 700;
            letter-spacing: 0.08em;
            text-transform: uppercase;
            color: var(--color-qb-green-light, #248517);
            margin-bottom: 0.125rem;
        }

        .mini-podcast__title {
            font-family: var(--font-display);
            font-size: 1rem;
            font-weight: 700;
            line-height: 1.2;
        }

        .mini-podcast__audio {
            flex: 1;
            min-width: 0;
            height: 36px;
        }

        .mini-podcast__share {
            flex-shrink: 0;
            display: inline-flex;
            align-items: center;
            gap: 0.375rem;
            padding: 0.4rem 0.75rem;
            background: rgba(255,255,255,0.15);
            color: var(--color-white);
            border: none;
            border-radius: 6px;
            cursor: pointer;
            font-family: var(--font-body);
            font-size: 0.8125rem;
            font-weight: 600;
            transition: all 0.2s ease;
        }

        .mini-podcast__share:hover { background: rgba(255,255,255,0.25); }

        .mini-podcast__share--copied { background: var(--color-qb-green, #1E7A12); }

        @media (max-width: 600px) {
            .mini-podcast { flex-wrap: wrap; }
            .mini-podcast__audio {
                flex: 1 1 100%;
                order: 3;
                margin-top: 0.75rem;
            }
        }

        @media (max-width: 480px) {
            .container { padding: 0 1.25rem; }
            .container--wide { padding: 0 1.25rem; }
        }

        /* Focus indicator — accessibility (WCAG 2.1 SC 2.4.7) */

        *:focus-visible {
            outline: 3px solid var(--color-qb-green);
            outline-offset: 2px;
        }
